Used 2021 Volvo XC60 for Sale nearWaterloo, ON

How much does the 2021 Volvo XC60 cost?

Prices have softened 18.71% compared to this time last year, making it a favourable time to shop this model year.

There are 147 listings available, which suggests you have a reasonable amount of inventory to compare.

Is the 2021 Volvo XC60 a good car?

Yes — the 2021 Volvo XC60 earns a 4.5/5 user rating and an 8/10 expert rating. The standout strength is Safety at 9/10.

Owners consistently praise its luxurious comfort, intuitive technology, smooth driving experience, and attractive design. In practical terms, that lines up well with its role as a midsize crossover that feels well judged rather than oversized or overcomplicated, especially if you want a premium SUV with everyday usability.

It also stands out for its strong safety focus and upscale Scandinavian character, which help it feel distinctive in the luxury SUV class. With 30.6% of listings marked as good or great deals, the market still offers some attractive opportunities.

Is the 2021 Volvo XC60 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

User feedback points to a dependable ownership experience, with owners highlighting its smooth driving manners, luxurious comfort, and the kind of technology that feels easy to live with over time. The expert assessment also describes it as a solid, secure SUV that feels calm and composed on the road, which supports the impression of a vehicle you can count on.

Volvo’s powertrain and safety engineering add to that confidence, and the model’s strong safety reputation should help reduce worry for used buyers. The main long-term ownership risk is that some shoppers may still encounter the occasional rough engine startup noted by owners.

What should I look for when buying a used 2021 Volvo XC60?

Key things to evaluate:

• Trim level: The cabin is defined by clean lines, authentic materials, and a serene Scandinavian feel, while higher trims add more visual polish and larger alloy wheels. Base versions are still well executed, but you should compare equipment carefully if you want the most upscale presentation.
• Powertrain: You get a four-cylinder, 2.0-litre gasoline engine with an 8-speed automatic transmission, and AWD is standard in Canada. T5 models make 250 horsepower, while T6 and T8 versions add more power and, in the T8, plug-in hybrid capability.
• Safety package: The XC60 includes a broad suite of standard safety equipment, including blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, lane-departure warning, lane-keeping aid, run-off road protection, run-off road mitigation, and a rear park assist camera. Pilot Assist is available, but it is not standard.
• Infotainment: The XC60 uses Volvo’s Sensus system with a 9-inch portrait-oriented touchscreen. Apple CarPlay and Android Auto are built in, and the interface can feel intuitive once you learn it, though it does have a learning curve.
• Fuel efficiency: Natural Resources Canada figures range from 11.1 L/100 km city, 8.3 L/100 km highway, and 9.9 L/100 km combined for the T5 to 9.3 L/100 km combined for the T8 PHEV, with 4.0 Le/100 km combined in electric-only mode.

Which 2021 Volvo XC60 trim should I buy?

The 2021 Volvo XC60 is offered in 5 trim levels: T5 Momentum, T6 R-Design, T6 Inscription, T8 eAWD Inscription Expression, T8 eAWD R-Design.

Here's the short version:

• T5 Momentum: This is the entry point and the best-value choice if you want the XC60’s core strengths without stretching the budget. It gives you the standard safety and luxury feel that define the model, while keeping the purchase price lower than the more powerful trims.
• T6 R-Design: This trim adds the stronger T6 powertrain and a sportier presentation, making it a good fit if you want more performance and a more expressive look.
• T6 Inscription: Choose this if you want the more upscale, comfort-focused version of the T6 setup. It suits you best if refinement matters more than sporty styling.
• T8 eAWD Inscription Expression: This is the plug-in hybrid entry point, so it makes sense if you want electrified driving capability and strong efficiency without going all the way to the top of the range.
• T8 eAWD R-Design: This is the most performance-oriented plug-in hybrid choice in the lineup, and it suits you if you want the strongest powertrain with a sportier trim character.

The safety package is a major strength across the range, and the XC60’s standard equipment list is already extensive.

Is now a good time to buy a used 2021 Volvo XC60?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 30.6% of listings are priced as good or great deals.
• Inventory: There are 147 listings available.
• Price trend: Prices have softened 18.71% compared with last year.

If you find a listing below $30,078 CAD, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC60's resale value?

The current average of $30,105 CAD sits slightly below last year's $37,035 CAD.

That price movement suggests the XC60 has become more accessible for used buyers, which can help demand in the near term. For a future seller, the current softness means there may be less upside than there was a year ago, especially if the market stays competitive. Even so, a well-kept XC60 with desirable equipment should still appeal to shoppers who value safety, comfort, and premium design.

Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC60 safe?

The 2021 Volvo XC60 was awarded a Top Safety Pick+ rating from the Insurance Institute for Highway Safety (IIHS), and the XC60 T5 AWD and XC60 T6 AWD received five-star ratings from the National Highway Traffic Safety Administration (NHTSA).

It earns a 9/10 safety score from our experts.

Standard safety equipment includes LED headlights, blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with a driver-side knee airbag, whiplash protection in the front seats, slippery road/hazard light alert, a rear park assist camera, and power child locks on the rear doors.

Pilot Assist is available as a hands-on-the-wheel semi-autonomous system that combines adaptive cruise control with lane-keeping assist. The main caveat is that the strongest crash-test results are tied to the XC60 T5 AWD and XC60 T6 AWD specifically.

Should I buy a 2021 Volvo XC60 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 30.6% of listings are priced as good or great deals.
• Price trend: Prices have softened 18.71% compared with last year.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It combines luxury-level appointments, exceptional safety features, and a lusty powertrain.

Consider the 2022 if:

• At $34,479 CAD, the 2022 costs more than the current year's $30,105 CAD average.
• It adds new powertrains, mildly updated exterior styling, and an Android-based infotainment system.

The bottom line: The 2021 is the better pick if you want the strongest value and the classic Volvo setup at a lower used price. Choose the 2022 if you want the newer infotainment and updated powertrain lineup, and you’re willing to pay more for it.

How does the 2021 Volvo XC60 compare to the 2021 BMW X3?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from October 27, 2026, CarGurus experts' opinions, and generative AI.