Used 2021 Volvo XC90 for Sale nearOshawa, ON

How much does the 2021 Volvo XC90 cost?

Prices have softened 15.72% compared to this time last year, making it a favourable time to shop this model year.

There are 89 listings available, which gives you a useful amount of inventory to compare before you buy.

Is the 2021 Volvo XC90 a good car?

Yes — it earns a 5/5 user rating and a 7.7/10 expert rating. The model scores 9/10 across Look and feel and Safety.

The XC90 is a polished, safety-focused midsize luxury SUV that still feels distinctive even though this generation is no longer the newest in the class. It brings a strong safety identity, a refined cabin, and a broad powertrain range that includes gasoline engines and a plug-in hybrid option, so you can match it to your priorities.

Good and great deals make up 32.6% of listings, which suggests there are still worthwhile opportunities in the market.

Is the 2021 Volvo XC90 reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

Volvo positions the XC90 as a model built around safety and everyday refinement, and the expert assessment backs that up with strong marks for safety and solid marks for performance and technology. The powertrains are conventional and well established, and the cabin is described as quiet and composed, which supports the impression of a mature, well-sorted SUV.

The main long-term ownership risk for used buyers is that luxury-SUV upkeep can be costly, so a well-documented service history matters.

What should I look for when buying a used 2021 Volvo XC90?

Key things to evaluate:

• Trim level: The Momentum is the base model and does not get the extra visual polish of the higher trims, while the R-Design adds a sportier look and the Inscription brings the flashiest presentation. If you want the best-value trim, the R-Design is the one to focus on because it adds more style without moving all the way to the top of the range.
• Powertrain: You can choose from T5 and T6 gasoline engines or the T8 plug-in hybrid. The T5 uses a turbocharged 2.0-litre four-cylinder, the T6 adds supercharging for more output, and the T8 combines the engine with electric assist for the highest output.
• Safety package: The XC90 includes lane-keep assist, lane departure warning, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and adaptive cruise control. The non-hybrid models are the ones specifically tied to the highest IIHS result.
• Infotainment: You get a 9-inch touchscreen, a 12.3-inch digital instrument cluster, Apple CarPlay/Android Auto compatibility, and Bluetooth. The system is easy to use, though the text can be hard to read while driving.
• Fuel efficiency: The base T5 AWD is rated at 10.1 L/100 km combined, while the T6 AWD is rated at 10.5 L/100 km combined. The T8 Recharge plug-in hybrid can use as little as 8.8 L/100 km combined in hybrid mode and is rated at 4.0 Le/100 km combined when running as a plug-in hybrid.

Which 2021 Volvo XC90 trim should I buy?

The 2021 Volvo XC90 is offered in 3 trim levels: Momentum, R-Design, and Inscription.

Here's the short version:

• Momentum: This is the entry point, so it makes sense if you want the XC90’s safety-first character and luxury basics without paying for extra visual flair.
• R-Design: This is the best-value trim if you want a more distinctive look, since it adds a sportier appearance without jumping to the top-end Inscription.
• Inscription: Choose this if you want the most upscale presentation and the flashiest trim treatment.

The non-hybrid XC90 models are the ones that received the top IIHS result, so that’s worth keeping in mind if safety certification is a priority.

Is now a good time to buy a used 2021 Volvo XC90?

This looks like a moderate, selective buyer’s market, so you have room to shop carefully rather than rush.

• Deal availability: 32.6% of listings are priced as good or great deals.
• Inventory: There are 89 listings available.
• Price trend: Prices have softened 15.72% compared with last year.

If you find a listing below $34,435 CAD, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC90's resale value?

The current average of $35,018 CAD sits slightly below last year's $41,547 CAD.

That drop suggests the market has already adjusted downward, which can make the XC90 more attractive to used buyers today. For a future seller, it also means you should expect resale value to depend heavily on condition, mileage, and equipment rather than on broad market momentum alone.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC90 safe?

The 2021 XC90 received the highest “Top Safety Pick+” rating from the Insurance Institute for Highway Safety (IIHS), but that only applies to non-hybrid models, as the IIHS hasn’t updated its ratings for the XC90 T8 plug-in hybrid. The National Highway Traffic Safety Administration (NHTSA) gave all 2021 XC90 models five-star overall safety ratings, with five-star ratings in frontal and side crash tests, and four-star ratings in rollover testing.

It earns a 9/10 safety score from our experts.

The XC90 includes lane-keep assist and lane departure warning, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and adaptive cruise control. That’s a broad standard safety suite, and it helps explain why the XC90 remains such a strong family SUV choice.

Should I buy a 2021 Volvo XC90 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 32.6% of listings are priced as good or great deals.
• Price trend: Prices have softened 15.72% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• The 2021 adds newly standard tech features and keeps Volvo’s safety-first focus front and centre.

Consider the 2022 if:

• At $40,874 CAD, the 2022 costs more than the current year's $35,018 CAD average.
• It adds an available plug-in hybrid with very low fuel consumption ratings.

The bottom line: If you want the better value, the 2021 is the smarter buy because prices are softer and inventory is healthy. If you’re willing to spend more for a newer model year and want the updated plug-in hybrid appeal, the 2022 is the alternative to consider.

How does the 2021 Volvo XC90 compare to the 2021 Audi Q7?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from October 21, 2026, CarGurus experts' opinions, and generative AI.