Used 2020 Honda HR-V for Sale nearGuelph, ON
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 82,839
- Stock #:
- 77
- VIN:
- 3CZRU5H30MM100698


Sponsored by B.F. Auto Sales
2021 Honda HR-V
LX FWD
82,839 km
$20,800
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 23,691
- Stock #:
- 121066
- VIN:
- 3CZRU6H91MM102471

Sponsored Listing
2021 Honda HR-V
Touring AWD
23,691 km
$26,590
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Continuously Variable Transmission
- Mileage:
- 64,550
- Stock #:
- 461059
- VIN:
- 3CZRU6H23MM100045

Sponsored Listing
2021 Honda HR-V
Sport AWD
64,550 km
$24,995
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Red
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Continuously Variable Transmission
- Mileage:
- 134,000
- Stock #:
- 61490B
- VIN:
- 3CZRU6H97KM101225

2019 Honda HR-V
Touring AWD
134,000 km
$17,134
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Continuously Variable Transmission
- Mileage:
- 48,000
- Stock #:
- 2662
- VIN:
- 3CZRU6H95MM103736

-$1,000
2021 Honda HR-V
Touring AWD
48,000 km
$23,999
$22,999
- Year:
- 2020
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 68,126
- Stock #:
- K27015A
- VIN:
- 3CZRU6H24LM108587

2020 Honda HR-V
Sport AWD
68,126 km
$21,499
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 86,932
- Stock #:
- G101858
- VIN:
- 3CZRU6H29KM101858

2019 Honda HR-V
Sport AWD
86,932 km
$20,753
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 82,839
- Stock #:
- 77
- VIN:
- 3CZRU5H30MM100698

2021 Honda HR-V
LX FWD
82,839 km
$20,800
- Year:
- 2020
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Gray (Modern Steel Metallic)
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Continuously Variable Transmission
- Mileage:
- 90,500
- Stock #:
- 108827
- VIN:
- 3CZRU6H29LM108827

2020 Honda HR-V
Sport AWD
90,500 km
$20,888
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Metallic Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 95,979
- Stock #:
- 104879
- VIN:
- 3CZRU6H26MM104879

2021 Honda HR-V
Sport AWD
95,979 km
$20,990
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 23,691
- Stock #:
- 121066
- VIN:
- 3CZRU6H91MM102471

2021 Honda HR-V
Touring AWD
23,691 km
$26,590
- Year:
- 2020
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Alpine White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 197,411
- Stock #:
- 1-106114
- VIN:
- 3CZRU6H9XLM106114

2020 Honda HR-V
Touring AWD
197,411 km
$15,996
- Year:
- 2020
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 101,354
- Stock #:
- 107866
- VIN:
- 3CZRU6H23LM107866

2020 Honda HR-V
Sport AWD
101,354 km
$20,998
CarGurus Analysis:
2020 Honda HR-V
With 44 currently listed for sale and an average price of $19,561 CAD, 29.5% of 2020 Honda HR-V listings on CarGurus are rated as good or great deals.
Favourably reviewed: Owners rated the 2020 Honda HR-V 4.5 / 5 stars.
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 162,800
- Stock #:
- 03062601
- VIN:
- 3CZRU6H32KM110300

2019 Honda HR-V
LX AWD
162,800 km
$15,999
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 111,167
- Stock #:
- 109180
- VIN:
- 3CZRU6H32KM109180

2019 Honda HR-V
LX AWD
111,167 km
$17,995
- Year:
- 2020
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 47,176
- Stock #:
- 61069A
- VIN:
- 3CZRU5H36LM100770

2020 Honda HR-V
LX FWD
47,176 km
$20,550
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 169,000
- Stock #:
- 101768
- VIN:
- 3CZRU6H28KM101768

2019 Honda HR-V
Sport AWD
169,000 km
$15,533
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Continuously Variable Transmission
- Mileage:
- 197,000
- Stock #:
- 2670
- VIN:
- 3CZRU6H38KM105506

2019 Honda HR-V
LX AWD
197,000 km
$13,999
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 139,800
- Stock #:
- Q05781
- VIN:
- 3CZRU6H26KM102062

2019 Honda HR-V
Sport AWD
139,800 km
$19,612
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 99,514
- Stock #:
- 26643A
- VIN:
- 3CZRU6H38MM100616

2021 Honda HR-V
LX AWD
99,514 km
$22,184
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 57,803
- Stock #:
- K100023
- VIN:
- 3CZRU6H37KM100023

2019 Honda HR-V
LX AWD
57,803 km
$22,682
- Year:
- 2021
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- White
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Continuously Variable Transmission
- Mileage:
- 64,550
- Stock #:
- 461059
- VIN:
- 3CZRU6H23MM100045

2021 Honda HR-V
Sport AWD
64,550 km
$24,995
- Year:
- 2019
- Make:
- Honda
- Model:
- HR-V
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 141 hp 1.8L I4
- Exterior colour:
- Black
- Combined gas mileage:
- 8 L/100km
- Fuel type:
- Gasoline
- Interior colour:
- Black
- Transmission:
- Automatic
- Mileage:
- 86,932
- Stock #:
- G101858
- VIN:
- 3CZRU6H29KM101858

Sponsored Listing
2019 Honda HR-V
Sport AWD
86,932 km
$20,753
CarGurus Analysis: 2020 Honda HR-V

Summary
With 44 currently listed for sale and an average price of $19,561 CAD, 29.5% of 2020 Honda HR-V listings on CarGurus are rated as good or great deals.
Favourably reviewed: Owners rated the 2020 Honda HR-V 4.5 / 5 stars.
Why it stands out
The 2020 Honda HR-V stands out as a practical subcompact SUV that blends a higher driving position with the easy manoeuvrability of a smaller car. It is part of the first-generation HR-V, which is described as combining SUV versatility with a small footprint, and it benefits from Honda’s strong reputation for reliability. For buyers who want an affordable, everyday crossover with a useful interior, that mix of practicality and value is a major part of its appeal.
What makes the 2020 model especially distinctive is the Magic Seat system, which allows the rear seats to fold in multiple ways for different cargo and seating needs. The HR-V also offers a cargo area of between 1,583 and 1,665 litres, which is a useful figure for a vehicle of this size. Under the bonnet, it uses a 1.8-litre four-cylinder engine with 141 hp, paired with a CVT automatic transmission that is tuned more for fuel economy than performance. Natural Resources Canada lists combined fuel consumption between 7.6 and 8.5 litres per 100 kilometres, depending on model year and equipment.
There are a few trade-offs to keep in mind. The source notes that the HR-V’s acceleration is weak compared with rivals, and early infotainment systems were not especially impressive. Even so, the 2020 HR-V remains appealing because it delivers a spacious, versatile cabin, good fuel economy, and the kind of everyday usefulness that has made the model a popular choice among small-SUV shoppers.
Other model years to consider
- 2024 Honda HR-V
- Average price: $29,671 CAD
- Good/great deal percentage: 27.6%
- User rating: 4.67 / 5
- Total listings: 152
- 2023 Honda HR-V
- Average price: $27,293 CAD
- Good/great deal percentage: 25.8%
- User rating: 4.4 / 5
- Total listings: 120
- 2022 Honda HR-V
- Average price: $23,261 CAD
- Good/great deal percentage: 19.5%
- User rating: 4.73 / 5
- Total listings: 82
Similar models to consider
- 2020 Mazda CX-30
- Average price: $19,803 CAD
- Good/great deal percentage: 35.5%
- User rating: 4.57 / 5
- Total listings: 31
- 2020 Toyota C-HR
- Average price: $21,049 CAD
- Good/great deal percentage: 20.0%
- User rating: 4.86 / 5
- Total listings: 60
- 2020 Subaru Crosstrek
- Average price: $19,795 CAD
- Good/great deal percentage: 25.9%
- User rating: 4.86 / 5
- Total listings: 85
This analysis is based on CarGurus' proprietary market data from October 5, 2026, CarGurus experts' opinions, and generative AI.
4.5 Overall rating
Filter by rating
Heidi R
Reviewed a 2020 Honda HR-V on Jun 26, 2026
Love it so much I bought it great on gas all wheel drive and yea it’s a HONDA😃
Anonymous
Reviewed a 2020 Honda HR-V on Aug 16, 2020
Excellent all around! Great value and excellent quality.
Anonymous
Reviewed a 2020 Honda HR-V on Jun 27, 2024
Very roomy for a small car. Wanted something economical such as a civic but needed more room and AWD is a total bonus.
Deborah M
Reviewed a 2020 Honda HR-V on Apr 1, 2021
Awesome SUV for the price best in its class
2020 Honda HR-V Trims
| Trim type | MSRP |
|---|---|
| LX FWD | $20,920 |
| LX AWD | $22,420 |
| Touring AWD | $28,990 |
| Sport AWD | $24,120 |
2020 Honda HR-V Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2020 Honda HR-V prices has changed over time.
See more price trends2020 Honda HR-V Pricing Analysis: Guelph, ON Market Report
Pricing in Nearby Cities
Market Area: Guelph, ON
Key Insights
- Highest-Price Market: The Cambridge, ON market shows the highest average price at $19,713 CAD, indicating a premium demand in that area.
- Best Value: The Hamilton, ON market offers the lowest average price at $18,886 CAD, suggesting a more affordable option for shoppers.
- Inventory Drives Stability: The Milton, ON area leads with 49 listings, reflecting a stable inventory that may help maintain competitive pricing.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Milton, ON | 49 | $19,189 CAD |
| Brampton, ON | 49 | $19,189 CAD |
| Orangeville, ON | 49 | $19,189 CAD |
| Oakville, ON | 48 | $18,958 CAD |
| Mississauga, ON | 48 | $18,958 CAD |
| Burlington, ON | 47 | $19,010 CAD |
| Hamilton, ON | 46 | $18,886 CAD |
| Cambridge, ON | 43 | $19,713 CAD |
| Kitchener, ON | 39 | $19,713 CAD |
| Brantford, ON | 38 | $19,713 CAD |
Pricing by Trim Packages
Key Insights
- Volume Leader: The Sport AWD trim is the most popular with 82 listings, indicating strong consumer preference for this configuration.
- Premium Spread: The Touring AWD trim, priced at $28,990 CAD, represents the highest MSRP, highlighting a significant premium for additional features.
- Drivetrain Effect: All trims feature the same engine, but the AWD variants dominate the listings, suggesting a preference for all-wheel drive in this market.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| Sport AWD | 82 | $24,120 CAD | AWD | 1.8L 141 hp I4 |
| LX AWD | 55 | $22,420 CAD | AWD | 1.8L 141 hp I4 |
| LX FWD | 26 | $20,920 CAD | FWD | 1.8L 141 hp I4 |
| EX-L AWD | 17 | $27,170 CAD | AWD | 1.8L 141 hp I4 |
| EX AWD | 11 | $25,570 CAD | AWD | 1.8L 141 hp I4 |
| Touring AWD | 9 | $28,990 CAD | AWD | 1.8L 141 hp I4 |
| EX FWD | 2 | $24,070 CAD | FWD | 1.8L 141 hp I4 |
Pricing Analysis by Model Year
Key Insights
- New-Car Premium: The 2027 model year commands a significant average price of $41,843 CAD, reflecting a 57.3% premium over its starting MSRP.
- Depreciation Curve: The 2016 model year exhibits the steepest depreciation at -26.1%, indicating a rapid decline in value for older models.
- Best Value Sweet Spot: The 2020 model year is currently priced below its starting MSRP at $19,561 CAD, making it an attractive option for budget-conscious buyers.
Model Year Pricing
| Model Year | Starting MSRP | Avg Price | Avg Price vs Starting MSRP |
|---|---|---|---|
| 2027 | $26,600 CAD | $41,843 CAD | +57.3% |
| 2026 | $26,500 CAD | $31,942 CAD | +20.5% |
| 2025 | $25,400 CAD | $32,222 CAD | +26.9% |
| 2024 | $24,600 CAD | $29,659 CAD | +20.6% |
| 2023 | $23,800 CAD | $27,293 CAD | +14.7% |
| 2022 | $21,870 CAD | $23,261 CAD | +6.4% |
| 2021 | $21,220 CAD | $23,780 CAD | +12.1% |
| 2020 | $20,920 CAD | $19,561 CAD | -6.5% |
| 2019 | $20,620 CAD | $18,278 CAD | -11.4% |
| 2018 | $19,670 CAD | $17,986 CAD | -8.6% |
| 2017 | $19,465 CAD | $16,244 CAD | -16.5% |
| 2016 | $19,215 CAD | $14,198 CAD | -26.1% |
These recommendations are based on CarGurus' proprietary market data from October 6, 2026, CarGurus experts' opinions, and generative AI.
How much does the 2020 Honda HR-V cost?
| Metric | Value |
|---|---|
| Current Average Price | $21,715 CAD |
| Year-Round Low | $21,673 CAD |
| Year-Round High | $24,320 CAD |
| Average Price a Year Ago | $24,181 CAD |
| Change vs. Last Year | −10.20% |
Prices have softened 10.20% compared to this time last year, making it a favourable time to shop this model year.
There are 134 listings available, which gives you a reasonable amount of choice in the used market.
Is the 2020 Honda HR-V a good car?
Yes — the 2020 Honda HR-V earns a 4.5/5 user rating, which points to strong owner satisfaction. Owners consistently praise its value, quality, and spaciousness for a smaller SUV, and many also like its excellent fuel economy and available AWD. For you, that makes it a practical fit if you want an affordable everyday crossover with a useful interior and easy manoeuvrability. With 29.1% of listings marked as good or great deals, there is still some room to shop selectively.
Is the 2020 Honda HR-V reliable?
Owners rate it 4.5/5, a strong signal of long-term satisfaction.
The owner feedback also highlights reliability-adjacent strengths such as value, quality, and the confidence that comes with Honda’s reputation. That said, some owners mention comfort and feature-content concerns, so you should still check the condition of the seats, infotainment, and cabin usability on any used example.
For used buyers, the main long-term ownership risk is less about outright dependability and more about finding a well-kept example that still feels comfortable and up to date.
Is now a good time to buy a used 2020 Honda HR-V?
This is a moderate, selective buyer’s market, so you can shop with some leverage if you are patient and compare listings carefully.
- Deal availability: 29.1% of listings are priced as good or great deals.
- Inventory: There are 134 listings available.
- Price trend: Prices have softened 10.20% compared with last year.
If you find a listing below $21,673 CAD, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2020 Honda HR-V's resale value?
The current average of $21,715 CAD sits slightly below last year's $24,181 CAD.
That price movement suggests the market has already adjusted downward, which can make the HR-V easier to buy now but may also limit upside if you plan to sell soon. If you purchase at the right price and keep the vehicle in strong condition, you may be better positioned to preserve value than someone who pays near the top of the range. The model’s practical cabin and broad appeal should help support demand, especially among shoppers who prioritise usefulness over performance.
Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.
Should I buy a 2020 Honda HR-V or consider a different year?
If you're weighing the 2020 against nearby model years, here's how to think about it:
Choose the 2020 if:
- 29.1% of listings are priced as good or great deals.
- Price trend: Prices have softened 10.20% compared with last year.
- Owners rate it 4.5/5 — a strong satisfaction signal.
The bottom line: If you want a practical, value-focused subcompact SUV with strong owner approval, the 2020 HR-V is the sensible choice to target. If your priority is stretching your budget as far as possible, you may also want to compare nearby model years and focus on whichever one gives you the best combination of price, condition, and equipment.
These recommendations are based on CarGurus' proprietary market data from October 6, 2026, CarGurus experts' opinions, and generative AI.