Used 2021 Volvo XC90 for Sale nearSt Catharines, ON

How much does the 2021 Volvo XC90 cost?

Prices have softened 17.32% compared to this time last year, making it a favourable time to shop this model year.

There are 113 listings available, which suggests a modest amount of inventory for you to compare.

Is the 2021 Volvo XC90 a good car?

Yes — you’re looking at a 5/5 user-rated SUV with an expert score of 7.67/10. The model scores 9/10 across Look and feel and Safety.

The XC90’s appeal comes from its safety-first identity, premium three-row layout, and distinctive Scandinavian design. It is positioned as Volvo’s flagship SUV, and the 2021 model adds a handful of newly standard tech features along with small cosmetic updates.

The market also shows 35.4% of listings as good or great deals, which gives you some room to shop selectively.

Is the 2021 Volvo XC90 reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

Volvo’s safety-focused engineering and the XC90’s strong expert safety score support the impression of a well-sorted luxury SUV. The powertrains are built around a 2.0-litre four-cylinder engine with an eight-speed automatic, and the model’s cabin and road manners are described as refined and quiet.

The plug-in hybrid version can demand more attention from used buyers because it relies on regular charging to deliver its efficiency benefits, so long-term ownership risk is lower if you choose a well-maintained example that matches your driving habits.

What should I look for when buying a used 2021 Volvo XC90?

Key things to evaluate:

• Trim level: The Momentum is the base model and does not get the extra visual flair of the higher trims, while the R-Design adds a sportier look with a gloss-black grille surround and 20-inch wheels. The Inscription is the flashiest trim, with extra chrome trim and available 21-inch alloy wheels.
• Powertrain: You can choose from T5 and T6 gasoline engines, plus the T8 plug-in hybrid. The T5 makes 250 horsepower and 258 pound-feet of torque, the T6 makes 316 hp and 295 lb-ft, and the T8 combines electric assist for 400 hp and 472 lb-ft. All models use AWD in Canada.
• Safety package: The XC90 includes lane-keep assist, lane departure warning, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and adaptive cruise control. The non-hybrid models earned the highest IIHS rating, while the T8 plug-in hybrid was not updated in that testing.
• Infotainment: You get a 9-inch touchscreen, a 12.3-inch digital instrument cluster, Apple CarPlay/Android Auto compatibility, Bluetooth, two front USB-A ports, and two rear USB-C ports. A 19-speaker Bowers & Wilkins audio system and head-up display are available.
• Fuel efficiency: The T5 AWD is rated at 10.1 L/100 km combined, the T6 AWD at 10.5 L/100 km combined, and the T8 Recharge plug-in hybrid at as little as 8.8 L/100 km combined in hybrid mode, with an efficiency rating of 4.0 Le/100 km combined.

Which 2021 Volvo XC90 trim should I buy?

The 2021 Volvo XC90 is offered in 3 trim levels: Momentum, R-Design, and Inscription.

Here's the short version:

• Momentum: This is the value pick if you want the XC90 experience without paying for the flashier trim details. It gives you the core luxury-SUV formula, but it skips the extra jewellery found higher up the range.
• R-Design: Choose this if you want a sportier appearance, including the gloss-black grille surround and standard 20-inch wheels. It adds visual attitude without changing the XC90’s safety-first character.
• Inscription: This is the most upscale choice, with extra chrome trim and available 21-inch wheels. It suits you best if you want the most premium-looking XC90 and are willing to pay for it.

The non-hybrid XC90 models earned the top IIHS rating, while the T8 plug-in hybrid was not included in the updated rating set.

Is now a good time to buy a used 2021 Volvo XC90?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 35.4% of listings are priced as good or great deals.
• Inventory: There are 113 listings available.
• Price trend: Prices have softened 17.32% compared with last year.

If you find a listing below $34,488 CAD, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC90's resale value?

The current average of $34,802 CAD sits slightly below last year's $42,090 CAD.

That drop suggests the market has already adjusted downward, which can make the XC90 more attractive to future buyers if you keep it in strong condition. For you as a seller, that means depreciation pressure is real, but a well-kept example with desirable equipment can still stand out in a premium SUV segment.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC90 safe?

The 2021 XC90 received the highest “Top Safety Pick+” rating from the Insurance Institute for Highway Safety (IIHS), but that only applies to non-hybrid models, as the IIHS hasn’t updated its ratings for the XC90 T8 plug-in hybrid. The National Highway Traffic Safety Administration (NHTSA) gave all 2021 XC90 models a five-star overall safety rating, with five-star ratings in frontal and side crash tests, and four-star ratings in rollover testing.

It earns a 9/10 safety score from our experts.

The XC90 comes with lane-keep assist, lane departure warning, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and adaptive cruise control. That’s a broad standard safety suite for a luxury SUV, and it reinforces the model’s safety-first reputation.

The main caveat is that the IIHS rating does not extend to the T8 plug-in hybrid, so if that version is on your shortlist, you should weigh that difference carefully.

Should I buy a 2021 Volvo XC90 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 35.4% of listings are priced as good or great deals.
• Price trend: Prices have softened 17.32% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• The 2021 adds newly standard tech features and small cosmetic updates.

Consider the 2022 if:

• At $41,746 CAD, the 2022 costs more than the current year's $34,802 CAD average.
• It adds an available plug-in hybrid with fuel economy as low as 3.4 litres-equivalent per 100 kilometres.

The bottom line: The 2021 is the better value if you want the XC90’s safety, style, and premium feel at a lower current price. If you’re willing to spend more for a newer model year and want the updated efficiency story, the 2022 is the stronger alternative for price-insensitive buyers.

These recommendations are based on CarGurus' proprietary market data from September 11, 2026, CarGurus experts' opinions, and generative AI.