Used 2021 Volvo XC90 for Sale nearRichmond Hill, ON

How much does the 2021 Volvo XC90 cost?

Prices have softened 14.65% compared to this time last year, making it a favourable time to shop this model year.

There are 99 listings available, which suggests a modest amount of inventory for shoppers to compare.

Is the 2021 Volvo XC90 a good car?

Yes — it earns a 5/5 user rating and a 7.67/10 expert rating. The model scores 9/10 across Look and feel and Safety.

The XC90 is Volvo’s de facto flagship, and it leans into that role with a polished design, a safety-first identity, and a luxury-SUV mission that still feels distinctive in the midsize class. It is no longer the newest entry in the segment, but it remains a refined, safety-focused alternative with broad appeal for shoppers who want a premium family SUV.

34.3% of listings are priced as good or great deals, which gives you some room to shop selectively.

Is the 2021 Volvo XC90 reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

The XC90’s reliability case is helped by Volvo’s established safety focus and its reputation for thoughtful engineering, while the expert assessment also points to a refined driving experience and a cabin that feels more substantial than a simple feature list. The powertrains are built around a 2.0-litre four-cylinder layout, and the plug-in hybrid adds electric assist rather than a more complex multi-engine setup.

Volvo also includes a four-year, 80,000-kilometre basic warranty and a four-year, 80,000-kilometre powertrain warranty. For used buyers, the main long-term ownership risk is that luxury-SUV upkeep can still be costly if the vehicle has been poorly maintained.

What should I look for when buying a used 2021 Volvo XC90?

Key things to evaluate:

• Trim level: Momentum is the base model and does not get the extra visual polish of the higher trims, while R-Design adds a sportier look and Inscription is the flashiest version with more chrome and available upscale touches. If you want the best value, the midlevel R-Design is the one to focus on.
• Powertrain: The XC90 uses a 2.0-litre four-cylinder engine across the range, with a turbocharged T5, a turbo- and supercharged T6, and a T8 plug-in hybrid that adds electric assist. The plug-in hybrid is the most powerful, but the content notes that efficiency and power can be a trade-off.
• Safety package: The XC90 includes lane-keep assist, lane departure warning, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and adaptive cruise control. The non-hybrid models get the strongest IIHS recognition, while the plug-in hybrid is not covered by the updated IIHS rating.
• Infotainment: You get a 9-inch touchscreen, a 12.3-inch digital instrument cluster, Apple CarPlay/Android Auto compatibility, and Bluetooth. Wireless charging was added for 2021, but the content notes that it will not fit most phones.
• Fuel efficiency: The T5 AWD is rated at 10.1 L/100 km combined, the T6 AWD at 10.5 L/100 km combined, and the T8 Recharge can use as little as 8.8 L/100 km combined in hybrid mode, with an efficiency rating of 4.0 Le/100 km combined.

Which 2021 Volvo XC90 trim should I buy?

The 2021 Volvo XC90 is offered in 3 trim levels: Momentum, R-Design, and Inscription.

Here's the short version:

• Momentum: This is the entry point, and it gives you the XC90’s core safety-first luxury-SUV character without the extra visual upgrades of the pricier trims.
• R-Design: This is the best-value trim if you want a more distinctive look, since it adds a sportier appearance and sits in the sweet spot between price and equipment.
• Inscription: Choose this if you want the most upscale presentation, with the richest trim treatment and the flashiest appearance in the lineup.

The non-hybrid XC90 models received top “Good” scores in all IIHS crash tests, while the plug-in hybrid is not covered by the updated IIHS rating.

Is now a good time to buy a used 2021 Volvo XC90?

This is a moderate market for selective buyers, so it makes sense to compare listings carefully and move quickly on strong examples.

• Deal availability: 34.3% of listings are priced as good or great deals.
• Inventory: There are 99 listings available.
• Price trend: Prices have softened 14.65% compared with last year.

If you find a listing below $34,450 CAD, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC90's resale value?

The current average of $35,397 CAD sits slightly below last year's $41,470 CAD.

That softer pricing can be good news if you are buying now, but it also means a future seller may need to be realistic about where the market has settled. The year-over-year decline suggests the XC90 has moved into a more buyer-friendly price band, which can limit upside if you plan to resell soon. Even so, a well-kept example with the right equipment should still attract interest from shoppers who want a premium, safety-focused SUV.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC90 safe?

The 2021 XC90 received the highest “Top Safety Pick+” rating from the Insurance Institute for Highway Safety (IIHS), and the National Highway Traffic Safety Administration (NHTSA) gave it five-star overall safety ratings, with five-star ratings in frontal and side crash tests, and four-star ratings in rollover testing.

It earns a 9/10 safety score from our experts.

The XC90 comes with a long list of standard driver-assistance features, including lane-keep assist, lane departure warning, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and adaptive cruise control. One caveat is that the IIHS top rating applies to non-hybrid models, since the XC90 T8 plug-in hybrid has not been updated in the IIHS testing.

Should I buy a 2021 Volvo XC90 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 34.3% of listings are priced as good or great deals.
• Price trend: Prices have softened 14.65% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• The 2021 brings modest updates, including newly standard tech features and a 180-kilometre-per-hour limit for safety.

Consider the 2022 if:

• At $41,432 CAD, the 2022 costs more than the current year's $35,397 CAD average.
• It adds an available plug-in hybrid with lower fuel consumption.

The bottom line: You should lean toward the 2021 if you want the better value and are comfortable with a model that already has the XC90’s core strengths in place. If your priority is newer-year pricing with a lower entry cost, the 2021 is the smarter buy; if you want the next model year’s efficiency focus, it is worth stretching to the 2022.

These recommendations are based on CarGurus' proprietary market data from October 6, 2026, CarGurus experts' opinions, and generative AI.