2006 Subaru Outback, 95,000 miles.. Should I replace timing belt before selling?

Subarus aren't technically due for a timing belt until 105K, if you wanted to do it early you could always up what your asking for the car by whatever the cost of the job is. But personally I think you'd be better off just leaving it and make sure whoever buys the car knows it's due @105

You didn't mention what the sales price is, but, the cost to replace the timing belt and water pump by even a local mechanic will be around $1,000, which is why you're probably selling your car? I wonder if you've had any head gasket problems? Have you? They're going to cut whatever price you tell them by $1,000. What's the rest of the car's condition and why not just keep this for yourself. It's always less expensive to maintain an older vehicle than pay $400 car payments for the next 60 months. Most car repairs, not counting maintenance, which is on every car, only averages $1,200 per year. The timing belt is a maintenance issue.

One more thing, the $1,000 you'd spend on these two items is less than 3 car payments, and you would be good for another 50,000 miles or so if there's no other serious issues. It's not like your car is ancient, 2006 is not really that old in the life of a car. A few more years of service with no car payments will wind up saving you a lot of money.

So, did you replace the timing belt and make that a selling point for your car? Or, maybe you decided to just keep your car. If your car was really clean, that's what I would have done. If you're not getting 150,000 miles from your car, you're not getting your money's worth. Just my two cents.