I have a 514 credit rating and it stems from a crazy ex wife who deliberately destroyed my credit. Can i still get an auto loan with this rating and if so wht would be my general limit of a loan in s.

Asked by Offthelexusis250 Dec 21, 2017 at 01:02 PM about the 2012 Lexus IS 350 Sedan RWD

Question type: Car Selling & Trading In

Id like to find out what my 2008 lexus is 250 iis it
has 140000 miles on it and is in excellent
condition. worth on a trade in for a newer 2012 is
350. Id obviously like to keep my payments as low
as possible a s im currently paying 399.44 per
month to internet auto who held my loan in house
which has been a real pain being strapped
underneath there grips. Ive paid off a couple debts
bit have a long ways to go before my credit can be
considered repaired. Do u have options available
for special financing for my situation and if so
what's the first step in the process to make this a
reality foe our fanilt. ? Thank u.

3 Answers

This is my lexus is250 im wanting to possibly trade in for the newer is350 were looking at. Again I have less then considered good credit. I have a 514 credit rating due to a very difficult divorce scenerio and her blatent disregard for my credit score. Do u have special financing available for my situation that would allow us to make a deal n get this done.? Let me know soon as u can via e mail or text messaging. Thenk you and hope u have a wonderful day.

157,475

You have a poor credit score, but I think you already know that. The question of can I get a loan should be asked of your prospective lenders. CarGurus does NOT make loans or sell vehicles. I guess my friend Tom already mentioned that.

Sorry to hear about your problems. Hopefully the worst is behind you. I would drive something cheaper than a Lexus until you can fix your credit. A cheap car that you can buy with cash would be my choice IF I had the dough.

Your Answer:

IS

Looking for a Used IS in your area?

CarGurus has 395 nationwide IS listings starting at $4,400.

Postal Code:

CarGurus Experts

  • #1
    jdm4life3818
    Reputation
    1,880
  • #2
    Joshua Schultz
    Reputation
    1,430
  • #3
    PrinceCharles1980
    Reputation
    600
View All

Find great deals from top-rated dealers

Search

Related Models For Sale

Used Lexus ES
19 Great Deals out of 212 listings starting at $5,900
Used Lexus GS
25 listings starting at $9,999
Used BMW 3 Series
56 Great Deals out of 1,178 listings starting at $2,500
Used Toyota Camry
50 Great Deals out of 1,122 listings starting at $2,500
Used Honda Accord
50 Great Deals out of 947 listings starting at $2,995
Used Lexus LS
33 listings starting at $5,995
Used Honda Civic
192 Great Deals out of 3,926 listings starting at $2,877
Used Lexus RX
45 Great Deals out of 1,113 listings starting at $4,995
Used Mercedes-Benz C-Class
72 Great Deals out of 1,291 listings starting at $3,500
Used Ford Mustang
35 Great Deals out of 1,585 listings starting at $5,977
Used BMW M3
6 Great Deals out of 74 listings starting at $14,995

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use. Content will be removed if CarGurus becomes aware that it violates our policies.