How to figure out the down payments on cars 3000.00

That all depends on your credit. Add in sales tax and registration to your down.

Thank you, although if I put higher down would that still leave me time on payments to build credit. I was told to buy low price car and finance for at least 2yrs to establish credit. Credit is low have none trying to build. Don't want to fall into false presentation when buying. Just trying to build.

Thank you first time buying so asking questions.

Be sure to finance through a national bank. Some "buy here pay here" places arrange loans through outfits that don't report to credit bureaus (unless you default). Even some credit unions don't report. Getting a loan through a place like that will do you nothing to help establish credit.

This what you do. Before the rates go threw the roof, apply for 1 or 2 visa-card/maste-cards that allow you to pay off your balance every month without paying any interest rates or have any penalty. Buy your normal purchases every month using the plastic before the month is over and interest rates apply pay-off the purchases, your not spending any more money. Do not miss any pay-off payments & do not spend any more than you already have on-hand.